Deliver usage-based insurance and
value-added services leveraging resilient
and scalable telematics platforms

Grape Up specializes in architecture, development, and implementation of telematics technology, allowing car insurance companies to launch and enhance their data-driven mobility offering. We help build systems that enable real-time data streaming from telematics devices, mobile apps, and connected car systems. Enabling access to driving data, driver behavior analysis, and car status empowers auto insurance enterprises to launch their usage-based insurance policies and driving behavior-based propositions.

Simplified roadside assistance, drive safely support, stolen vehicle identification, personalized driving feedback, or crash detection are just some of the services that can help build safer driving habits, save money and improve customer experience. The potential of telematics insurance programs encourages auto insurers to move from traditional car insurance and build a competitive advantage on collected data.

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Technological concepts essential to develop
telematics car insurance programs

Telematics platforms

A robust and scalable cloud platform allowing to collect, aggregate, and analyze vast amounts of driving and location data is the foundation for enabling usage-based insurance programs and innovative car insurance products. By combining telematics technology know-how with cloud-native experience, Grape Up engineers build solutions that enable reliable and secure bi-directional exchange of data between edge devices and cloud services. Such solutions enable companies to provide insurance policy based on customer driving habits.

3rd Party Integration

Efficient integration of the telematics platform with various telematics devices, other services and applications, and internal systems enables car insurance companies to fully benefit from deployed telematics insurance solutions. Grape Up engineers deliver expertise in building integration layers at both infrastructure and application-level including communication interfaces, data adapters, and automation mechanisms.

Cloud IoT connectors

Connectivity between the edge device and the cloud must be stable and fast. Mobility devices often operate in limited connectivity conditions, therefore car insurance businesses should leverage multiple methods to ensure an uninterrupted connection. Dynamic switching of cellular, satellite, and WiFi communications combined with globally distributed cloud infrastructure results in reliable transmission and low latency.

Mobile telematics & apps

Mobile channels are one of the primary innovation enablers for car insurance companies. They serve both as interfaces for end-users and sources of accurate data from any type of tracking device, including gyroscope, accelerometer, or GPS. Grape Up provides broad cross-platform expertise in mobile application development covering multiple mobile operating systems.

Telemetry Data Collection

Efficient and reliable ingestion, transmission, and storage of telemetry data are crucial for enabling data-driven analytics. Grape Up has vast experience with building real-time data streaming platforms and data pipelines capable of gathering data from multiple data sources, transforming it into aggregates or common data structures, and storing it in repositories and data lakes.

See how insurers leverage telematics
solutions

Build scalable telematics platforms to enable usage-based program Ensure stable connectivity with cloud IoT connectors Collect data from multiple sources Leverage telematics data across the car insurance value chain Embrace mobile apps to increase your market share

Build scalable telematics platforms to enable usage-based program

Behavior-based (pay-how-you-drive) and usage-based insurance - UBI - (pay-as-you-drive) are the future of car insurance programs. Together with value-added services like automated crash detection or roadside assistance, they will determine your competitiveness and market share.

On the way to successfully launching auto insurance telematics programs and drive safely services, you need to have the right technology in place. Handling large volumes of real-time data from every telematics device, like connected cars, mobile apps, and black boxes to extract crucial information and offer insights to customers, require a robust and scalable telematics platform.

At Grape Up, we ensure the expertise and experience necessary to build and productionize telematics solutions. Collaborating with our experts, car insurance enterprises successfully deliver new products and services to the market.

Ensure stable connectivity with cloud IoT connectors

To extract the full value from telemetry data and offer valuable insights to your customers, it is crucial to ensure the continuity of data. Every telematics device producing the data (regarding safe driving habits, miles driven, harsh braking, nighttime driving, excessive speeding, distracted driving, rapid acceleration, etc.) often works in conditions of limited or poor connectivity as the broadband coverage varies depending on location. So as your customers move about, they lose connectivity intermittently. To minimize the negative impact this can have on data quality, you need to have a reliable data transmission layer between the edge and the cloud.

Collect data from multiple sources

Telematics-based solutions have come a long way since the early days of rudimentary black boxes. Nowadays, your customers are surrounded by devices that produce data about their driving behavior and driving habits. Tapping into these data sources enriches your comprehension of customers and allows you to apply more advanced analytics and automation solutions. Before you use driving habits data to offer car insurance discounts for customers driving safely, the data must be first ingested, cached, and transmitted to the cloud for further processing. Grape Up can help you build the underlying solutions to unlock the new perspective on your customers that can be used to provide a tailored insurance policy.

Leverage telematics data across the car insurance value chain

Telematics platforms are at the core of building data-driven products and services in the auto insurance market. But these platforms don’t operate in a void- to be useful, they need to communicate with your other internal systems as well as external data sources. This enables your teams across different departments to leverage them to their specific needs- i.e., by combining telematics data and 3rd party data about vehicle equipment and safe driving systems, the underwriting team can assess risk more accurately. We can assist you with seamless integrations within your ecosystem building foundations for your telematics insurance programs.

Embrace mobile apps to increase your market share

Thanks to the advancements in mobile technology and the global availability of fast cellular networks, currently smartphones have all the necessary capabilities to provide accurate telematics data. By launching a smart telematics app, you can simplify the adoption process of the telematics-based products and make the UBI offering readily available to a wider customer group. Such solutions enrich your car insurance offering, providing clients with pay-how-you-drive premium discounts which allow drivers with a good driving history to save money.

See telematics-based solutions built by Grape Up

Learn about the most innovative solutions delivered for top insurance and automotive enterprises. Get tips that can be used for developing your auto insurance premium telematics programs.

Building a Touchless Platform to Improve Customer Experience And Unlock New Revenue Streams

The leading rental enterprise teamed up with Grape Up to provide counter-less rental services and a touchless experience for their customers. By leveraging a powerful touchless platform and telematics system used by the rental enterprise, the company was able to build a more customer-friendly solution and tackle more business challenges, such as efficient stolen car […]

The leading rental enterprise teamed up with Grape Up to provide counter-less rental services and a touchless experience for their customers...
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Delivering Customer-Friendly Mobile App to Enable Data-Driven Business Development
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Designing AI and ML Deployment Platform to Accelerate the Implementation of AI-powered Software
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Upskilling the Development Team to Provide Reusable And Scalable Applications

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Our consulting and software development services
supporting insurance telematics solution delivery

Connected Car Architecture Design

Connected
Insurance
Architecture Design

Connectivity Software / Platforms Development

Telematics
Platforms
Development

DevOps

Data Streaming
Platforms
Engineering

Cloud & Edge Computing

Software
Engineering

Vehicle Software Updates (SOTA/FOTA)

Cloud R&D

Cloud R&D

System
Integration

Software Engineering

Mobile
Telematics / App
Development

System Integration

Telemetry Data
Analytics

Vehicle Software Updates (SOTA/FOTA)

Data
Engineering

Cloud R&D

Data
Analytics
Automation

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